Business Lending

Success in business is not in the avoidance of debt - but using it correctly.

The prudent business person will engage KD Financial to hold the various lenders accountable, ensuring that you are in charge.

There are a wide range of options available and we can help you choose the business finance option that will enhance your business.

Hire Purchase

Hire Purchase appears like a lease, in the context that lower repayments are made however - equitable title vests in the purchaser.

There are potential implications and benefits around GST but these should be discussed with your Accountant at your earliest convenience.

Hire Purchase involves the purchaser effectively 'renting' the goods and they can't own the goods outright until a predetermined sum - usually the principal and nominated interest payments are made.

As a point of interest, Hire Purchasing has been around since the 19th Century!