First Home Buyers

You have found the house of your dreams, and you are ready to take your first step into the somewhat scary world of obtaining a home loan. As you prepare to take your first leap let KD Financial stand by your side and provide assistance through the life of your loan.

The first thing we need to determine your needs and long term goals. Finding the correct loan from our panel of over 25 lenders to suit your individual requirements: Looking out for your best interests.

Do I need a deposit?
Yes, most Lenders want to see at least a 3-5% genuine savings towards your loan. Genuine savings means you have accumulated over a period of 3 months or longer in a nominated account.

However, there are circumstances where a deposit is not needed; in the instance when a parent or family member becomes Guarantor over your loan.